Health Plan Options: 2006 Plan Year
| Personnel System |
Plans |
Details |
KCTCS Personnel System
|
PPO
Plan
Descriptions
Employee
Contributions
|
Three PPO plans: Commonwealth Essential,
Commonwealth Enhanced and Commonwealth Premier are available state-wide
through the Commonwealth of Kentucky's self-funded plan, the Kentucky
Employees Health Plan (KEHP). An employee may choose their level
of coverage whether it be single, couple, parent plus, family or
cross-reference.
Employees are eligible to participate if they are regular full-time
or a retiree under age 65. Some regular part-time employees are
also eligible to participate.
An employee may also elect to waive health insurance coverage and
have the employer contribution put into a tax-deferred health care
spending account. This option is available to active employees only.
Rates are subject to change each year at open enrollment (January
1st).
Plan year January 1st - December 31st.
|
18A & 151B Personnel System
|
Same
Employee
Contributions |
Same as KCTCS
Retiree's participation is administered by their chosen
retirement system.
The employee contribution rates are different than those of the
KCTCS personnel system. There are also two different schedules based
upon smoker on non-smoker. |
|
UK Personnel System
|
HMO
PPO
EPO
Indemnity
Consumer Driven
Rates Plan
Description |
Employee's medical coverage and available insurance carriers
are based on the county in which they live. An
employee may choose their level of coverage whether it be
employee only, employee + child(ren), employee + spouse,
employee + family. Employees are eligible to participate
if they are regular full-time, regular half-time, and in some
temporary positions.
Rates are subject to change each year at open enrollment (July 1st).
Plan year July 1st - June 30th.
|
Health Plan Options: 2005 Plan Year
|
