Chard Snyder & Associates

HRA accounts are employer funded accounts that save employees money on eligible medical and dependent care expenses. This benefit is available to Active Regular Full-time and some part-time employees. It is not available for retirees.
If you waive Health Insurance, you may direct the employer credit of $175 per month into a Health Reimbursement Account.

The money can be used for all eligible dependents, just complete a reimbursement form and attach a receipt or the carrier offers a convenient debit card to all participants for easy access to their funds. The employee will have the annual election amount available to them from the first day.
If an employee continues to waive coverage in subsequent years, any remaining HRA balance will carry-over from year to year


Plan year January 1st - December 31st (You must enroll each year at open enrollment).

FSA and HRA Integration:
If you have both a Health Care FSA and a HRA, reimbursement will come from your FSA account balance first.  By using one debit card, the balances will automatically be taken from the FSA first, then from the HRA.