Kentucky Community and Technical College System
Human Resources: Benefits

Supplemental/Voluntary Benefits

Prospective and newly hired employees should refer to benefits under KCTCS Personnel System

KCTCS and 18A/151B Personnel Systems:

These are the supplemental benefits available for payroll deduction through KCTCS (except Supplemental LTD) Visit the links for more specific eligibility. Talk to your local HR Director for more information. Rates are established on an individual basis by the carriers. Some of these benefits may also be purchased with the $50 benefit.
Supplemental Long Term Disability
Cancer Insurance
Heart & Heart/Stroke
Intensive Care
Supplemental Life Insurance
Long Term Care
Organ Transplant
Short Term Disability
Special Risk

UK Personnel System:
Voluntary benefits are available through payroll
deduction. Visit the UK Benefits web-site at:
http://www.uky.edu/HR/benefits/voluntary_overview.html
for further information.  Products available are:

  • Cancer/Disease Specified Insurance
  • Long-Term Care Insurance
  • Short-term Disability
  • Universal Life
  • Auto/Home
  • Pet

Carrier Links:


AFLAC – http://www.aflac.com/us/en/Default.aspx


Colonial – http://www.coloniallife.com


Life Ins. Of Alabama – http://www.lifeofalabama.com


Midland National Life Insurance Co. – http://www.mnlife.com


National Teacher Association – http://ntalife.com/ntalife/hntamain.aspx


CONSECO – http://www.conseco.com/wsc